How SAHMs Can Save Money For Christmas

Alright, moms, are you ready for this post? How SAHMs can save money for Christmas?

Don’t shoot the messenger, but Christmas is right around the corner.

I shop year-long for the smaller stuff, things I know they’ll still want or need.

But I save up all year long, too, for the bigger things they ask Santa for.

So, how can SAHMs save money for Christmas from their budgets? I’ll tell you how.

 

Alright moms, are you ready for this post? How SAHMs can save money for Christmas?

How SAHMs Can Save Money For Christmas

Cash Back

When you are grocery shopping, get cash back.

Even just $10 a week when you get groceries can make a huge difference.

Just be sure to put the money aside so you don’t accidentally spend it. 

My kids with our Let-it-snow banner help save money for christmas

Create Family Traditions and Reuse Decorations

We have developed a family tradition of decorating our home yearly with the same decor items.

Our family expects to see the same Christmas Decor items displayed in our home’s special spots.

If some of your older decorations look dated, add new ribbons or garland to refresh any Decor feature. 

Don’t Buy What You Can Make

Our time is limited during the Holidays.

We make daily decisions, “What to do and what not to do.” 

There are many easy recipes you can use to save money and time.

You can bake some Christmas Treats as quickly as you drive to the store, pick up the ingredients, and drive home.

Save Your Change

Saving all of the change you receive adds up.

Learn tips on our post How I Paid For Our Wedding In Loose Change. 

Gift Cards

Similar to getting cash back, when you go to stores such as Walmart, you get a gift card for your shopping.

Open a New Bank Account

I did this recently: each time I got paid, I transferred money into a different account that I couldn’t access from my debit card.

I opened a separate account. The email money transfer minimum is $10.

I’m not going to notice $10 being taken out of our account each month, but it adds up in the new account and will make a dent in my shopping.

Pick Up A Job

Find a small, part-time job that you can do without impacting your family’s budget.

Some examples would be freelance writing or babysitting.

Put that money into a separate account for Christmas shopping.

What is your favorite item to shop for after the Christmas rush?

Holiday travel can be difficult for families. Often sleep is irregular and a struggle. 10 Things That Go on Sale After Christmas , How to get Ready for Christmas Early, Kid Friendly Christmas Crafts, and Have Yourself a Messy Little Christmas

 

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