How SAHMs Can Save Money For Christmas

 

Alright moms, are you ready for this post? How SAHMs can save money for Christmas?

Don’t shoot the messenger, but Christmas is right around the corner.

I shop year long for the smaller stuff, things I know that they’ll still want or need.

But I save up all year long too for the bigger things, things that they ask Santa for.

So how SAHMs can save money for Christmas from their budgets? I’ll tell you how.

Alright moms, are you ready for this post? How SAHMs can save money for Christmas?

How SAHMs Can Save Money For Christmas

Cash Back

When you are grocery shopping get cash back.

Even just $10 a week when you get groceries can make a huge difference.

Just be sure to put the money aside so you don’t accidentally spend it. 

My kids with our Let-it-snow banner help save money for christmas

 

Create Family Traditions and Reuse Decorations

We have developed a family tradition of decorating our home with the same Decor items every year.

Our family expects to see the same Christmas Decor items displayed in the same special spots in our home.

If some of your older decorations look dated try adding new ribbons or garland which will add the needs “refresh” to any Decor feature. 

 

Don’t Buy What You Can Make

Our time is limited during the Holidays.

We make decisions everyday, “What to do and what not to do”. 

There are many easy recipes you can use to save money and time.

You can bake some Christmas Treats as quickly as it takes you to drive to the store and pick up ingredients and drive home.

 

Save Your Change

Saving all of the change you receive really adds up.

Learn tips on our post How I Paid For Our Wedding In Loose Change

 

Gift Cards

In a similar fashion to getting cash back, when you go to stores such as WalMart get a gift card to put towards your shopping.

 

Open a New Bank Account

I just did this one recently: each payday transfer money into a different account, an account that you can’t access from your debit card.

I opened a completely separate account, the email money transfer minimum is $10.

I’m not going to notice $10 out of our account each month, and it adds up in the new account and will make a dent in my shopping.

 

Pick Up A Job

Find a small, part-time job that you can do without impacting your family’s budget.

Some examples would be freelance writing or babysitting.

Put that money into a separate account for Christmas shopping.

 

 

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